Real Estate SIPs offer diversification without big-ticket property buys, says ANAROCK Capital’s Agarwal – 22G Real Estate

Real Estate Systematic Investment Plans (SIPs) are emerging as a promising route for smaller and first-time investors seeking exposure to real estate without having to commit large sums to buy property outright. In a recent interview, Shobhit Agarwal, CEO of ANAROCK Capital, explained that these SIPs allow people to invest in real estate‑backed instruments gradually—much like regular SIPs in mutual funds. The Economic Times

Through digital platforms offering fractional ownership, such SIPs let investors contribute modest amounts (sometimes as little as ₹500–1,000 per month) toward portfolios of real estate assets, such as funds or REITs. The Economic Times This model lowers traditional barriers—high capital, liquidity issues, and the management effort involved in owning physical property. The Economic Times

Agarwal noted that Real Estate SIPs are particularly well suited for retail investors and first‑timers who want gradual, diversified exposure rather than owning a single property. High‑net‑worth individuals, by contrast, often still prefer direct property ownership, where they can choose location, design, and other specifics directly. The Economic Times

To invest, one needs a Demat and trading account with a SEBI‑registered broker. What’s crucial, Agarwal emphasized, is to study the available REITs or real estate funds carefully, including their track record, risk, fees, and how rental income (if any) is handled. The Economic Times

Join The Discussion